From the monthly archives:

October 2008

A lot of people in the personal finance blogosphere are at least ostensibly anti-debt. I’m not one of them. While I agree that no debt is better than any debt, I also believe that not all debt is evil and that borrowing can often serve some very useful purposes. Borrowing to purchase a house, to [...]

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Last month, I wrote about my consternation over what to do with a bit of cash I had set aside for a future tax liability. I ultimately decided that this presented a good opportunity for me to set up a self-directed RRSP, something I had been planning on doing for some time. I rolled in [...]

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A couple of days ago, I was stuck behind a lady at the grocery store who was paying by cheque. I’m dead serious- a cheque! I checked around for signs of a temporal dissonance of some sort- had I fallen back in time to 1985? Do people still use cheques? Why not try to barter [...]

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Last week, I received a pamphlet with my pay stub (don’t get me started on just how wasteful this is…) advertising the newest series of Canada Savings Bonds (CSBs). My employer, like many across Canada, offers automatic payroll deductions for the purchase of CSBs through a program called the Payroll Savings Program. Now I have [...]

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Most people have what I call a “standardized test” food, a dish that will be ordered at any new restaurant to gauge the chef’s basic culinary skills. For me, that meal is usually a rack of lamb- it’s wonderfully simple, but open to a lot of interpretations. If a chef doesn’t have a decent rack [...]

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